Payment Processing Savings Report for ORYNX GENERAL TRADING L.L.C

Prepared by: SmartRate® AI

Introduction to TFSF Pulse

TFSF Pulse is a global leader in payment processing solutions, specializing in secure, customizable, and efficient payment gateway services. With a commitment to providing businesses with cutting-edge technology, TFSF Pulse supports over 200 merchant processors, enabling seamless integration for companies looking to optimize their payment processing strategies.

We specialize in both low-risk and high-risk merchant accounts, ensuring that businesses of all sizes receive tailored solutions that maximize revenue and minimize costs. Our expertise in cryptocurrency payments, plug-and-play gateway integrations, and compliance-driven security makes us the ideal partner for merchants seeking operational efficiency.

For more details, visit www.tfsfpulse.com.

Current Payment Processing Overview

Total Processed Amount: AED 222451.83
Total Fees Paid: AED 6249.73
Net Payout After Fees: AED 216202.10
Effective Rate: 2.81%

Breakdown of Current Processor Fees

Fee Type	Amount (AED)
Card Payment Interchange Fees	4026.30
Card Payment Scheme Fees	565.40
Refund Scheme Fees	0.02
Card Payment Gateway Fees	107.00
Refund Gateway Fees	1.00
Acquiring Premiums	1248.78
Authentication Scheme Fees	3.63
Tax	297.60

Your current processor has a 2.81% effective rate, meaning that for every AED 100,000 processed, you pay AED 2,810 in fees.

Alternative Payment Processing Partners & Potential Savings

After analyzing your payment processing structure, we have compared alternative partners that provide more competitive rates and cost structures. Below is a comparison of three alternative partners, Partner A, Partner F, and Partner G, based on their effective rates and total processing fees.

Partner A Proposal (Effective Rate: 2.60%)

Partner A offers a 2.60% effective rate, which is lower than your current 2.81% rate, resulting in significant cost savings.

Total Fees Paid: AED 5783.75
Net Payout After Fees: AED 216668.08
Savings Compared to Current Processor: AED 465.98

Breakdown of Partner A Fees

Fee Type	Amount (AED)
Card Payment Interchange Fees	4026.30
Card Payment Scheme Fees	565.40
Refund Scheme Fees	0.02
Card Payment Gateway Fees	0.00
Refund Gateway Fees	1.00
Acquiring Premiums	1248.78
Authentication Scheme Fees	3.63
Tax	297.60
Total Fees Paid	0.60

Key Benefits of Partner A:

Savings of AED 465.98 compared to your current processor
Lower effective rate of 2.60%
Gateway fees eliminated, reducing unnecessary charges

Partner F Proposal (Effective Rate: 2.71%)

Partner F offers a slightly lower rate than your current processor but is still higher than Partner A and Partner G.

Total Fees Paid: AED 6028.44
Net Payout After Fees: AED 216423.39
Savings Compared to Current Processor: AED 221.29

Breakdown of Partner F Fees

Fee Type	Amount (AED)
Card Payment Interchange Fees	4026.30
Card Payment Scheme Fees	565.40
Refund Scheme Fees	0.02
Card Payment Gateway Fees	0.00
Refund Gateway Fees	1.00
Acquiring Premiums	1248.78
Authentication Scheme Fees	3.63
Tax	297.60
Total Fees Paid	00.60

Partner G Proposal (Effective Rate: 2.52%)

Total Fees Paid: AED 5605.79
Net Payout After Fees: AED 216846.04
Savings Compared to Current Processor: AED 643.94

Breakdown of Partner G Fees

Fee Type	Amount (AED)
Card Payment Interchange Fees	4026.30
Card Payment Scheme Fees	565.40
Refund Scheme Fees	0.02
Card Payment Gateway Fees	0.00
Refund Gateway Fees	1.00
Acquiring Premiums	1248.78
Authentication Scheme Fees	3.63
Tax	297.60
Total Fees Paid	5,605.79

Key Benefits of Partner G:

Maximum savings of AED 643.94
Lowest effective rate at 2.52%
Gateway fees eliminated
Highest net payout among all options

Comparison Summary

Partner	Effective Rate	Total Fees (AED)	Net Payout (AED)	Savings vs. Current (AED)
Current Processor	2.81%	6249.73	216202.10	0.00
Partner A	2.60%	5783.75	216668.08	465.98
Partner F	2.71%	6028.44	216423.39	221.29
Partner G	2.52%	5605.79	216846.04	643.94

Final Recommendation

Based on the detailed analysis, Partner G provides the most significant savings with a 2.52% effective rate, reducing total fees by AED 643.94. If your goal is maximizing profitability and lowering costs, Partner G is the best option. However, if you are looking for a balance between cost and additional processing benefits, Partner A is also a strong contender with a 2.60% effective rate. TFSF Pulse is here to help you transition smoothly and optimize your payment processing strategy. For more details, visit www.tfsfpulse.com.